Smart Cards and Their Wide Applicability

Jack Mathew asked:

Of late, smart cards have become a growing industry. They have immense uses in the present time and are used extensively in almost every domain of life. Smart cards have gained popularity due to their wide application. They have made their presence felt in almost every field including payphones, banking and retail, communication, security control and many more. With the use of Internet and e commerce, smart cards have gained momentum and there are a plethora of usages of smart cards.

In this day and age, it has become quite impossible to move out, shop or even eat without having a smart card. Smart cards have indeed become an integral part of our lives since they are easy to carry along and use. These portable cards have made life much easier than it used to be before. They serve as reliable identification cards and are absolutely safe to use. In this article, we will throw light on the prime uses of smart cards, which are mentioned below:


There are several countries where payphones are well equipped with card readers. Their benefit to the phone companies is that they are not required to collect coins and also they get timely payment in the most convenient manner. People like to use their smart cards at payphones, because they need not keep their eyes on their wallet every time to see if they have adequate money or not.

Banking and Retailing

Smart banking cards have multiple uses. They can be used as debit cards, credit cards or store value cards. Smart cards also serve as a good personal identification proof. There is an intelligent microchip on the smart card as well as on the card reader that secures the interest of users, merchants as well as bank. Of late, smart cards have given impetus to loyalty programs.

Security Control

Every organization whether school or private firm needs some form of security control. Though there are several kinds of security control measures, but smart cards are considered to be better than the rest, as they operate offline as well. Smart card authenticates a person’s identity and is extensively used in schools and offices nowadays. It also gives an access to individuals such as students in restricted areas. They can easily enter computer rooms by showing their smart cards on the smart card reader.

Mobile Phone Communication

Smart cards have great use in the field of mobile phone communication. For GSM digital mobile phones, these cards make a wonderful identification device. They store every bit of information to bill the smart card user. Also, smart cards enable the user to make calls from any phone terminal.

Health Care Services

Smart cards give accessibility to the patients’ case history. Information is properly stored and can be accessed at any point of time.  Health care professionals access patients’ information, which is stored on their smart cards, and update the same in their official records. Smart cards also pave way for instant insurance processing. In fact, nowadays doctors and nurses also carry smart identification cards that enable them to do multi level information accessing.


Smart cards are widely used for performing a host of electronic commercial transactions. You can buy articles of your choice over the Internet. You can get the tickets booked via Internet by means of smart card. You can order flowers, birthday gifts and do a lot more by using your smart card as a credit card or debit card. Smart cards have great use in service industries, as you can easily make payments online for services provided by the other party.

To conclude, smart card has become the buzzword in present times and almost every person has one smart card or the other.

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